Personal Loan 2023 Top Offers In India

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HDFC Bank Personal Loan

HDFC Bank | Personal Loan
HDFC Bank Personal Loan

About HDFC Bank : HDFC (House Development Finance Corporation Limited) is a well-renowned banking and financial services company operating in India. HDFC (House Development Finance Corporation Limited) is a well-renowned banking and financial services company operating in India. It is one of the earliest Indian financial institutions which got approval for 'in principle' set up as a private sector from the Reserve Bank of India (RBI).

Personal Loan [Rate of Interest] : 10.25%  To 17% Per Annum
Loan Amount : Up to Rs. 40 lakhs

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Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank | Personal Loan
Kotak Mahindra Bank Personal Loan

About Kotak Mahindra Bank : Kotak Mahindra Bank is a private sector, financial, and banking services company that was founded in 2003 after its parent company, Kotak Mahindra finance limited, was given the license to start the banking operations in the country by the Reserve Bank of India (RBI). The Kotak Mahindra bank is the country's third-largest private sector bank in terms of assets and market capitalization. The financial services conglomerate was founded by Mr. Uday Kotak in 1985.

Personal Loan [Rate of Interest] : 10.75 Per Annum
Loan Amount : Up to Rs. 20 lakhs

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IDFC Bank Personal Loan

IDFC Bank | Personal Loan
IDFC Bank Personal Loan

About IDFC Bank : IDFC Bank or IDFC First Bank is a private sector bank that is the subsidiary of the Infrastructure Development and Finance Company Limited, which was founded in India in 2015. The Reserve bank of India (RBI) issued the universal banking license to the financial firm in 2014. The bank was listed on the Bombay Stock Exchange and National Stock Exchange. Capital first, a non-banking financial company and IDFC bank announced a merger in 2018, following which IDFC First Bank was established..

Personal Loan [Rate of Interest] : 10.49%-30% per annum
Loan Amount : Up to Rs. 40 lakhs

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SBI Bank Personal Loan

SBI Bank | Personal Loan
SBI Gold Loan

About State Bank of India : On July 1, 1995, the State Bank of India (SBI) was established. The State Bank of India is headquartered in State Bank Bhawan, M.C. Road, Nariman Point, Mumbai, Maharashtra, India. In India, the State Bank of India has 22,219 branches and 62,617 ATMs. Internationally, the State Bank of India has 229 branches in 31 countries.

Personal Loan [Rate of Interest] : 9.60% Per Annum
Loan Amount : Up to Rs. 20 lakhs

लोन के लिए अप्लाई करे Loan Application Form

ICICI Bank Personal Loan

ICICI Bank | Personal Loan
ICICI Bank Personal Loan

About ICICI Bank : The ICICI Bank (Industrial Credit and Investment Corporation of India) is a leading Indian multinational bank and financial services company. ICICI Bank offers Personal loans at an affordable interest rate and tenure. It is one of India's most regarded financial firms that helps businesses gain stability and growth.

Personal Loan [Rate of Interest] : 10.50% Per Annum
Loan Amount : Up to Rs. 40 lakhs

लोन के लिए अप्लाई करे Loan Application Form

IDBI Bank Personal Loan

IDBI Bank | Personal Loan
IDBI Bank Personal Loan

About IDBI Bank : The IDBI Bank Limited is an Indian private sector bank and a subsidiary of Life Insurance Corporation (LIC). It was founded in 1964, initially as the Industrial Development Bank of India, with the objective of providing financial services to the industrial sector. IDBI Bank deals in a lot of products and services that help their customers. The services range from savings and bank accounts to agricultural loans for farmers, among loans for retailers and prospective homeowners.

Personal Loan [Rate of Interest] :Floating: 8.15% per annum onwards Fixed: 9.50% per annum onwards
Loan Amount : Up To 5 Lakhs

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HSBC Bank Personal Loan

HSBC Bank | Personal Loan
HSBC Bank Personal Loan

About HSBC Bank : The HSBC Bank (Hong Kong and Shanghai Banking Corporation Limited) is reputable among the world’s largest multinational banking and financial services organizations. Originating in Hong Kong in 1865, the bank started its operations in India with the acquisition of the Mercantile Bank of India in 1959. The first ATM of India opened in 1987 was a contribution of HSBC. The bank offers three global businesses to Indian customers. These are Retail Banking and Wealth Management, Commercial Banking, Global Banking & Markets. HSBC is the second largest bank in Europe and the sixth-largest in the world.

Personal Loan [Rate of Interest] :9.50% to 15.25% Per Annum
Loan Amount : No Limit

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RBL Bank Personal Loan

RBL Bank | Personal Loan
RBL Bank Personal Loan

About RBL Bank : RBL Bank was previously called Ratnakar Bank and has been active in the banking sector for around seven decades since 1943. It mainly deals in the services like Finance & Banking, Corporate, and Consumer Banking, insurance, loans, etc. Mr. Rajeev Ahuja is the CEO of the bank currently. From RBL Bank, you can avail of their wide range of services starting from savings and bank accounts, credit cards, and insurance to fixed deposits, loans for homes, personal usage, and retail.

Personal Loan [Rate of Interest] :Interest rates start from 14%
Loan Amount : Start from Rs. 1 Lakh Up to Rs. 20 Lakhs

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Bandhan Bank Personal Loan

Bandhan Bank | Personal Loan
Bandhan Bank Personal Loan

About Bandhan Bank : Bandhan Bank initially emerged as a non-governmental organization that provided microloans to the underprivileged sections in the society in 2001. It focused on women's empowerment through the creation of sustainable livelihood. In 2006, it developed into a non-banking financial company to spread its microfinance activities. Bandhan bank is well regarded for its micro banking and general banking services that include the provision of loans and for a wide range of asset and liability products and services. One of the significant products is the retail loan that includes the portfolio of microloans and small and medium enterprise loans (SME). The bank offers services related to debit cards, mobile banking, investment management, mutual funds, and private equity.

Personal Loan [Rate of Interest] :15.90%-20.75% per annum
Loan Amount : Up to Rs. 5 Lakhs

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IndusInd Bank Personal Loan

IndusInd Bank | Personal Loan
IndusInd Bank Personal Loan

About IndusInd Bank : The IndusInd bank is one of the leading new generation private banks of India, which was inaugurated in 1994 by the former union finance minister Manmohan Singh. With a multichannel delivery capability, the bank specializes in catering to the needs of both the consumer and corporate customers. IndusInd Bank is considered one of the most convenient banks for maintaining sustainability for all the consumers and corporate stakeholders by the valuable financial metrics offered within the bank. It is a customer-responsive bank that caters to all the needs of the consumers.

Personal Loan [Rate of Interest] :11% Per Annum
Loan Amount : Up to Rs. 25 Lakhs

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Yes Bank Personal Loan

Yes Bank | Personal Loan
Yes Bank Personal Loan

About Yes Bank : Yes Bank is an Indian private sector banking firm that was founded in 2004 by Rana Kapur and Ashok Kapur. This particular bank had emerged as the 7th largest bank in India in terms of market cap. It has grown into a full-service commercial bank that offers a wide range of products, services, and digital offerings. Yes Bank is an award-winning private sector bank that provides excellent service related to finance and banking. It has gained a lot of honor from media houses and advisory firms for its specialization in corporate banking, treasury, and sustainability development.

Personal Loan [Rate of Interest] :10.7% Per Annum
Loan Amount : Up to Rs. 50 Lakhs

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Punjab National Bank Personal Loan

PNB Bank | Personal Loan
Punjab National Bank Personal Loan

About Punjab National Bank (PNB) : The PNB or Punjab National Bank is a leading Indian nationalized bank and also offers an array of financial services. PNK was founded in May 1894, and it is currently the second-largest bank in India, owned by the Indian government in terms of both network and volumes. PNB is one of the leading government-owned financial sectors that offers plenty of loan options at budget-friendly prices and good tenure. Being one of the most renowned financial sectors, it helps people to achieve growth and stability.

Personal Loan [Rate of Interest] :8.90%-14.45% per annum
Loan Amount : Up to Rs. 20 Lakhs

लोन के लिए अप्लाई करे Loan Application Form

Canara Bank Personal Loan

Canara Bank | Personal Loan
Canara Bank Personal Loan

About Canara : Canara Bank has become a bigger banking entity after it took over the banking operations of Syndicate Bank. It has had a long history of mergers and acquisitions of other banks.
The bank even takes the responsibility of sponsoring four other regional banks: Karnataka Vikas Grameena Bank, Andhra Pragathi Grameena Bank, Karnataka Gramin Bank, and Kerala Gramin Bank. 

Canara Bank provides customers with the "empower" Unified Payment Interface (UPI) app. Customers of Canara Bank and other banks may use this app to purchase and receive using a single mobile app. Canara Bank offered credit support for borrowers affected by COVID-19 on May 23, 2020, to enable them to fully utilize the sanctioned facilities and enhance their company.
These are one of the few initiatives that Canara Bank undertakes for smooth and hassle-free banking operations for their customers.

Personal Loan [Rate of Interest] :10.20%- 13.90% per annum
Loan Amount : Up to Rs. 10 Lakhs

लोन के लिए अप्लाई करे Loan Application Form

Union Bank of India Personal Loan

Union Bank of India | Personal Loan
Union Bank of India Personal Loan

About Union Bank of India : Union Bank of India has come a long way since its founding in 1919 in Mumbai. From having only four branches- three in Mumbai and one in Saurashtra, today, it has four branches overseas in Dubai, Antwerp, Hong Kong, and Sydney.

It offers services in personal, corporate, and international loans. Under personal loans, you can get loans for agriculture, MSMEs, and retail. It also has rigorous schemes to foster financial inclusion in India, where many people still do not have access to finance due to a lot of socio-economic issues.

The Union Bank of India provides a range of products and services like loans for personal use, education, mortgage, etc., to savings and bank accounts. Even features like doorstep and internet banking are available.
The bank has undertaken a lot of steps to ensure that the goals of financial inclusion are met. It has provided savings and bank accounts, financial literacy, Insurance & pension services, microcredit, RuPay card, Direct Benefit Transfer, Aadhaar-based services.

Personal Loan [Rate of Interest] : 8.90% – 13.00% per annum
Loan Amount : Up to Rs. 10 Lakhs

लोन के लिए अप्लाई करे Loan Application Form

Bank of Maharashtra Personal Loan

Bank of Maharashtra | Personal Loan
Bank of Maharashtra Personal Loan

About Bank of Maharashtra Personal Loan : Bank of Maharashtra is one of the many prominent nationalized banks owned by the Ministry of Finance under the Government of India. It is most densely functioning in the state of Maharashtra, with multiple branches. As per the last fiscal year (2020-21), the bank reportedly serves as many as 15 million customers across the nation. 

Bank of Maharashtra, along with its subsidiaries such as The Maharashtra Executor and Trustee Company Pvt. Ltd. and Asset Management Arm, is one of the highest revenue-generating government banks in India.

Personal Loan [Rate of Interest] : 9.45% Per Annum
Loan Amount : Up to Rs. 20 Lakhs

लोन के लिए अप्लाई करे Loan Application Form

Bank of Baroda Personal Loan

Bank of Baroda | Personal Loan
Bank of Baroda Personal Loan

About Bank of Baroda : Bank of Baroda is a corporate bank of India providing banking and financial services. It has over 153 million customers across 18 countries. Founded by Maharaja Sayajirao Gaekwad III in 1908, the bank takes pride in being a symbol of hope and energy. The bank is classified as a profit-making public sector undertaking (PSU). 

The bank has undertaken copious customer-centric initiatives with a novel approach. Specialized NRI branches, Gen-Next Branches, Retail Loan factories, SME loan factories are some of them. To expedite loan disbursement, the bank has adopted an assembly-line approach.

Personal Loan [Rate of Interest] : 10.40%-16.00% Per Annum
Loan Amount : Up to Rs. 15 Lakhs

लोन के लिए अप्लाई करे Loan Application Form

UCO Bank Personal Loan

UCO Bank | Personal Loan
UCO Bank Personal Loan

About UCO Bank : United Commercial Bank, shortly referred to as UCO Bank, is a popular nationalized bank in India. It was established in 1943 in the city of Kolkata, West Bengal. G.D. Birla was the one who incubated the idea of starting a commercial bank. With Birla as chairman, the bank constantly expanded itself throughout India. 

In 1969, it was recognized as a nationalized bank alongside many others. For the current fiscal year of 2020-21, UCO Bank reported Rs. 167 Crores net profit with almost 94% of its shares held by the Ministry of Finance under the Government of India. The bank actively works towards social causes and aims to play a significant role in alleviating poverty.

Personal Loan [Rate of Interest] : 10.05%-10.45% Per Annum
Loan Amount : Up to Rs. 15 Lakhs

लोन के लिए अप्लाई करे Loan Application Form

Central Bank of India Personal Loan

Central Bank of India | Personal Loan
Central Bank of India Personal Loan

About Central Bank of India : The Central Bank of India, or Central Bank, in short, is a leading Indian nationalized bank. It has been functioning since 1911 and is currently owned by the Ministry of Finance under the Government of India. The Bank was founded by Sir Sorabji Ponchkhanawala, and Sir Pherozeshah Mehta was the first appointed chairman. 

Today, the Central Bank functions in almost all Indian cities, with its headquarters in Mumbai. Centbank Financial Services Ltd. and Asset Management Arm are some of the subsidiaries of the Central Bank of India. Currently, the bank is also planning to expand to Singapore, Dubai, Doha, and London and has sought approval from RBI regarding the same.

Personal Loan [Rate of Interest] : 9.85% – 10.05% Per Annum
Loan Amount : Up to Rs. 10 Lakhs

लोन के लिए अप्लाई करे Loan Application Form

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