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About Kotak Mahindra Bank : The Kotak Mahindra bank is the country's third-largest private sector bank in terms of assets and market capitalization. The financial services conglomerate was founded by Mr. Uday Kotak in 1985. It is worth noting that Kotak Mahindra Bank was the first bank in India that got converted from a non-banking financial corporation. It was ranked 245th out of the top 500 banks in the world in a study by Brand Finance banking that was published in the 2014 Banker magazine.
Kotak Mahindra Bank is a leading financial firm that offers high-interest savings accounts, personal loans with a low-interest rate, and credit cards which are packed with attractive offers. Kotak Mahindra bank is an ideal option for personal and professional usage.
Headquarter: The Kotak Mahindra bank operates with Mumbai, Maharashtra, as its headquarters location. The establishment is a self-owned subsidiary of Kotak Mahindra Finance Limited, which was based in Mumbai. All of the subsidiaries of KMBL have their headquarters in Mumbai.
Number of employees: Kotak Mahindra bank has employed about 71,000 employees currently in all of its branches. The founder of the bank, Mr. Uday Kotak, serves as the chief executive officer and the chairman of the bank. Mr. Prakash Apte is the non-executive independent part-time chairman. Soumitra Acharya is the Human resource (HR) head of the bank.
Number of Branches & ATM: The bank comprises a wide range of networks that includes 1600 branches and 2519 ATMs spread across the country. The bank has a set of subsidiaries that include Kotak Mahindra general insurance, Kotak Life Insurance, Kotak Mutual funds, Kotak Securities, Kotak Mahindra Prime Limited. It has a 9.99% stake in Airtel Payments Bank.
Rate of Interest : 10.75 % per annum
Loan Amount : Up To Rs. 20 Lakhs
Maximum Tenure : Up to 5 years
Processing Fee : 0.99%- 2.25% of loan amount + GST
Prepayment Charges : 0.99%- 2.25% of loan amount + GST
Minimum Monthly Salary : As Per Loan Requirements
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