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About RBL Bank : RBL Bank was previously called Ratnakar Bank and has been active in the banking sector for around seven decades since 1943. It mainly deals in the services like Finance & Banking, Corporate, and Consumer Banking, insurance, loans, etc. Mr. Rajeev Ahuja is the CEO of the bank currently.
RBL Bank also has another amazing service called India Startup Club to help budding startups with innovative ideas grow their business. It has been ranked as the Best Small Bank in the Money Today Financial Awards 2019. Also, it has received another impressive feat of being ranked as the Best Bank for Microfinance in the Asiamoney Best Bank Awards 2019.
Headquarter: RBL Bank has its headquarters in Mumbai, Maharashtra. However, in Mumbai, you can visit their office at Shahupuri, Kolhapur.
Number of employees: With a high number of about 10 million customers, RBL Bank has a wide network of employees who work to give smooth and hassle-free services to their customers. According to the 2019 data, RBL Bank hires a maximum of 5843 employees.
Number of Branches & ATM: Currently, RBL Bank has an inter-connected and diverse network of about 500 branches, 1424 business correspondent branches, 274 banking outlets, and 407 Automated Teller Machines (ATMs) in all the states and Union Territories of the Indian Union.
The bank has come a long way since its inception in 1943. Ratnakar Bank was established as a regional bank in the state of Maharashtra on August 6, 1943, with the first two branches being set up in Kolhapur and Sangli by Babgonda Bhujgonda Patil and Gangappa Siddappa Chougule, respectively.
Rate of Interest : Up to INR 4 Lacs: 15.15% / From INR 4 to 7.50 Lacs: 16.15% / Above INR 7.50 Lacs: 14.15%
Loan Amount : For studies in India: INR 10 Lacs / For studies in Abroad: INR 20 Lacs
Maximum Tenure : 5-7 years
Processing Fee : Nil
Prepayment Charges : Nil
Minimum Monthly Salary / Yearly Business Income : As Per Loan amount Requirements
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